Polaris Broker

Conditions Of Use
Conditions Of Use
        Thank you for visiting the website with the domain name “polarisbroker.com” (hereinafter referred to as the “Website”). Individuals accessing the Website will be referred to as the “User” or “You.” These terms of use (“Terms of Use”) are available to the User and can be viewed at any time via the Website. The Website is owned by Polaris Sigorta ve Reasürans Brokerlik Hizmetleri A.Ş. (“Polaris”), and Polaris holds all rights to the ownership, use, and disposal of the content and information available on the Website.
    
Please read these Terms of Use carefully before using the website.
        By using the Polaris website, you agree to these Terms of Use.                                        
If you do not accept these Terms of Use in whole or in part, you may not access or use this website.Polaris reserves the right to change/modify any part or all of the Terms of Use at any time, with future effect, without prior notice. In the event of such a change, the relevant updates will take effect as soon as they are published on the Website. By continuing to use the Website after such changes are published, the User will be deemed to have accepted and consented to all such changes. Therefore, the User is responsible for regularly reviewing the Website and the Terms of Use to stay informed of any possible changes. Polaris is under no obligation to notify the User of any potential changes.
    
The Terms of Use in effect are those that are current as of the date the Website is accessed. Accordingly, if the User browses or views the Website, they are deemed to have read, accepted, and agreed to comply with the Terms of Use in effect at that time. If the User does not accept all or part of these Terms of Use, they should not view or browse the Website. Therefore, we recommend that you review the provisions and conditions included in the Terms of Use, as well as the information and documents on the Website, periodically and keep track of their updates.
    All information and materials available on the Website are for informational purposes only and do not constitute any advice or recommendation. Polaris reserves the right to make changes to the information and materials on the Website at any time.
1. USE
        By using the Website, the User acknowledges and agrees that they are legally competent to fulfill the obligations incurred through the use of the Website. Furthermore, the User affirms, represents, and guarantees that they are legally authorized to conduct Transactions on behalf of themselves or another person authorized to act in relation to obtaining quotes from insurance companies, initiating policy issuance, and managing the delivery of policies once issued by insurers (‘Transaction’) through the ‘dask.polarisbroker’ domain accessed via this Website.
    
2. LIMITATIONS OF USE
        All information and materials on the Website, including but not limited to text, graphics, images, photographs, trademarks, trade names, service marks, and logos (‘Content’), are the exclusive property of Polaris and are protected under the Law No. 5846 on Intellectual and Artistic Works and the Industrial Property Law No. 6769 (collectively ‘Legislation’). Any use of the Content in violation of the Legislation and these Terms of Use constitutes a breach of these Terms of Use.
        The User may download Content from the Website for personal use, temporarily store it on a single computer, and print it for personal use only. However, the User is prohibited from using the information and materials on the Website for any commercial purpose. In any case, no part of the Content may be copied, distributed, republished, displayed, posted, or transmitted in any form or by any means without prior written permission from Polaris. The Content cannot be used on any other website or in a network-based computer environment for any purpose. In the event of a breach of these Terms of Use, the User’s authorization to use the Content will automatically terminate, and the User must immediately destroy all copies of any part of the Content. Additionally, the following actions are strictly prohibited:
    
Copying, reproducing, using, displaying, disseminating, distributing, or publishing the Website and/or the Content, in whole or in part, on any media, whether currently known or unknown, and by any means or method (such as caching and framing), temporarily or permanently;                                            
Creating derivative works based on the Website and/or Content;
Altering, translating, adapting, or editing the Website and/or Content in whole or in part;
Converting the Website and/or Content from source code to symbolic code, or vice versa, or reverse engineering;
Distributing, transmitting, retransmitting, publishing, selling, leasing, licensing, or using the Website and/or Content in any way.
The Website cannot be used in a manner that impedes another party’s use and enjoyment of it. The Website may not be used in ways that could damage it, disable it, strain its capacity, or impair its functionality, nor may unauthorized access to the Website be attempted through hacking or other methods. Polaris reserves the right, at its sole discretion, to terminate your access to the Website or any part thereof at any time, without prior notice and for any reason. In the event of a breach of these Terms of Use by the User, the User shall indemnify Polaris for any damages arising from such a breach.
3. LINKS TO THIRD-PARTY SITES Although the Website may contain links (hyperlinks) to other websites or applications, this does not imply that Polaris endorses, approves, or is affiliated with the linked pages or any information contained therein. Polaris has no control over these pages or their contents. Therefore, Polaris does not make any guarantees or commitments regarding the content, quality, accuracy, reliability, security, and/or functionality of these pages and shall not be liable for any damages that may arise from accessing, using, downloading, sharing, and/or modifying these pages.  Other sites containing hyperlinks to the Website or any part thereof may not be under the control of Polaris, and in such cases, Polaris is not responsible for the content of such sites or for any issues arising from access to those sites, particularly in connection with publication.  This version improves clarity, flow, and formality, making the terms more accessible to users while maintaining the necessary legal precision.
    
4. LIMITATION OF LIABILITY To the maximum extent permitted by applicable law, the Website is provided “as is,” without any warranties, express or implied, including but not limited to any warranty of merchantability or fitness for a particular purpose. Polaris does not guarantee or warrant that the Website will be available, adequate, accurate, uninterrupted, complete, or error-free. Polaris is not responsible or liable for any malicious or unauthorized code, and you are solely responsible for ensuring that you have appropriate browser settings and protective mechanisms in place to safeguard your devices, programs, and information. Polaris does not guarantee that the Website or its contents will be available without interruption or that the Website or its contents will be free from errors.
 Without prejudice to force majeure events, unavailability or inadequacy of internet or telecommunication infrastructure, and/or temporary suspension of the Website due to technical reasons related to updates, maintenance, or other disruptions, the Website is generally available 24/7 under normal circumstances. Polaris is obligated to exercise reasonable care in providing access to the Website in accordance with these Terms of Use and will make reasonable efforts to rectify interruptions, temporary suspensions, and malfunctions to the best of its knowledge.
 The User acknowledges and agrees that Polaris may be required to suspend access to the Website, regardless of the cause or origin, particularly for maintenance or technical reasons, and without prior notice. The User further agrees that Polaris shall not be held liable for such suspensions.
5. TERM AND TERMINATION These Terms of Use are effective while accessing and using the Website. Polaris reserves the right to modify, terminate, or cancel these Terms of Use unilaterally at any time and for any reason, without prior notice.
6. COMPLAINTS The User agrees to submit any requests for information, clarification, assistance, or complaints regarding the Website through the contact form available on the Website.
7. APPLICABLE LAW AND COMPETENT COURT These Terms of Use shall be governed by the laws of Turkey, and any disputes or complaints arising from or related to the application, interpretation, or performance of these Terms of Use shall be subject to the exclusive jurisdiction of the Istanbul Courts and Enforcement Offices.